외국인 유학생 및 근로자의 건강보험 편집하기 (부분)

===Eng===
'''Health Insurance for Foreign Students and Workers in Korea'''

In July 2019, mandatory health insurance enrollment for foreigners and overseas Koreans was implemented. Accordingly, foreigners staying in Korea for more than six months are automatically enrolled as regional subscribers to health insurance from July 16, 2019, and can pay premiums and receive the same insurance benefits as Korean nationals. This system was introduced to strengthen medical coverage for foreign residents and enhance equity between Korean nationals and foreigners.

Foreign workers are automatically registered as workplace subscribers when employed at a business, with half of the premium covered by the employer. However, if they are already receiving medical coverage under foreign laws or insurance systems, or if medical coverage is provided through employment contracts, they may apply for exemption from health insurance enrollment.

International students and non-working foreigners are classified as regional subscribers. Six months after entering Korea, they are collectively registered as regional subscribers by the National Health Insurance Service without separate reporting procedures. However, certain residence statuses (F-5 permanent resident, F-6 marriage migrant, D-2 student, D-4-3 elementary/middle/high school students, E-9 non-professional employment) acquire eligibility immediately based on the date of entry. Additionally, overseas Koreans or those with F-4 (overseas Korean) residence status can be recognized as regional subscribers based on their enrollment date by submitting documents verifying their enrollment date (e.g., certificate of enrollment).

Premiums are calculated on an individual (family) basis based on income and property. In particular, for recognized refugees (F-2-4) and their families (F-1-16), as well as single-person households under 19 years of age, premiums are imposed according to the same standards as Korean nationals if their income is below the average premium.